Investment Services.
Whether investing for growth, income or both.
We can provide a full investment & portfolio planning service for you.
Retiremnet planning.
On course for a comfortable retirement? How do the 2006 changes affect you?
Mortgages.
Fully independent and with access to deals not available on the high street.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The value of investments and income from them may go down. You may not get back the original amount invested.
A pension is a long term investment. The fund value may fluctuate and can go down.
We do not typically charge fees for advising upon and arranging a standard mortgage on your behalf, instead we are paid a commission from the lender, known as a procuration fee to cover our costs. If we do charge a fee, this will typically be £250.
Alternatively, you may pay a fee of £125, and and hourly fee of £75 we will refund any commission. A typical case takes 4 hours and therfore the fee would be £425.
We charge fees for advising upon and arranging Lifetime Mortgages / Home Reversion Plans also known as Equity Release Mortgages. All fees will be discussed and agreed at outset. Typically, this will either be a fee of £275, and we will receive commission, or a fee of £550 and we will refund any commission.