Mortgages
For most people, your home will be the largest single investment you will ever make, so making the wrong decision can become a very expensive mistake. Taking the wrong mortgage can end up costing thousands extra over the lifetime of the loan, and what appears to be the cheapest on day one will not always prove to be so over an extended period of time.
Furthermore, to add to the confusion, there are now a bewildering number of mortgage types available to select from. We've written an overview of some of these in the accompanying pages, but to make a truly informed decision, call us on 02892 621122 and ask for an appointment with one of our advisers.
Your home may be repossessed if you do not keep up repayments on your mortgage
We do not typically charge fees for advising upon and arranging a standard mortgage on your behalf, instead we are paid a commission from the lender, known as a procuration fee to cover our costs. If we do charge a fee, this will typically be £250.
Alternatively, you may pay a fee of £125, and and hourly fee of £75 we will refund any commission. A typical case takes 4 hours and therfore the fee would be £425.
We charge fees for advising upon and arranging Lifetime Mortgages / Home Reversion Plans also known as Equity Release Mortgages. All fees will be discussed and agreed at outset. Typically, this will either be a fee of £275, and we will receive commission, or a fee of £550 and we will refund any commission.